SP WEALTH MANAGEMENT

Loan Payoff & Early Settlement Calculator

Personal loans, vehicle finance and home loans — South African NCA-aware estimates.

Select loan type

Loan amount (R) Annual interest rate (%) Term (months) Start date Extra monthly payment (R) Monthly service fee (R) Monthly credit-life premium (R) Settlement date Written notice given (days) Agreement size Interest rate type

Email me my PDF summary

Complete your details and we will email you a summary of your calculation. A copy will also be sent to SPWM.

Important: This calculator provides an educational estimate only. It is not financial advice, a credit agreement, or an official settlement quotation. The final settlement amount must be obtained in writing from your credit provider. Estimates refer to the National Credit Act, 2005, but actual interest, fees, insurance, arrears, payment dates and contractual terms may result in a different amount.